Get paid worldwide with one link.
Create a payment link and share it with anyone. They can pay by card, bank transfer, or crypto. You receive USDC, USDT, or SOL to your Solana wallet — or cash to your IBAN where supported.
- No pooled balances — every transfer is payment-specific
- Payments via licensed providers
- Transparent pricing, no hidden costs
- Once a payment confirms, net payout forwards automatically — usually within minutes
Payers can use card or bank transfer
One account for payment links, payouts, and crypto movement
Receive
Create a link and let someone pay by card, bank transfer, or crypto. Receive USDC, USDT, SOL, or cash to IBAN where supported.
Cash out
Turn crypto into money in your bank account where supported, with the same simple receipt and status trail.
Swap
Swap one token for another through a payment-specific route. MonaxPay does not add a platform fee to swaps.
How it works
One universal flow for personal requests, customer invoices, and global payments.
Create a link
Set the amount, receiver details, payout asset, and optional customer reference.
Share it
Send it by message, email, QR code, CRM, call center, or API.
Payer pays
They pay by card, bank transfer, or crypto through the available route.
You receive
You receive USDC, USDT, or SOL on Solana — or cash to IBAN where supported.
For businesses: one payment link for each customer or invoice
Create a link for a fixed amount, customer, invoice, or order.
Share it by WhatsApp, email, CRM, call center, or your own app.
The payer chooses card, bank transfer, or crypto; you receive crypto or cash payout according to your settings.
Your payer sees the requested amount and receives a receipt. You track status, fees, customers, proformas, receipts, and payouts from your dashboard.
Compliance-first activation
Live links require verification, wallet ownership, sanctions screening, route approval, and fee setup.
Automatic settlement to your wallet
Each payment settles through its own dedicated wallet and forwards to the merchant's verified wallet. MonaxPay never stores card data and keeps no pooled customer balances.
Enterprise API
Connect your CRM or call center and create payment links automatically — with secure API keys and webhooks.
API docsBuilt for people and businesses
Person
Create a link and get paid by a friend, client, or contact. Receive to your Solana wallet, or cash to IBAN where supported.
Business
Create one link per customer, invoice, order, or campaign. Customers pay locally; your dashboard tracks receipts, fees, and payout status.
Send or request
Use MonaxPay for personal requests, customer collections, and simple cross-border payments without making the payer open a MonaxPay account.
Card, bank, or crypto in. Wallet or IBAN out.
Payers can use local money or crypto. Receivers can settle to USDC, USDT, or SOL on Solana — and use IBAN payout where supported.
Payers can use
You can receive
Simple, transparent pricing
One clear commission, paid by the link creator — never by the payer. No subscription, no hidden costs.
Your payer sees the amount you request. Your commission rate is shown in your dashboard and deducted automatically according to your configured payout model.
- No monthly subscription — you pay only when you get paid.
- Provider and network costs are shown upfront at checkout.
Security and compliance
Buys and merchant payments use dedicated transaction wallets before the net amount forwards to the verified wallet — we keep no pooled balances.
Payments run through licensed, regulated payment providers. You complete card or bank payment with the provider; MonaxPay never handles your card data or holds your crypto.
Identity checks are kept minimal for small amounts. Larger amounts or extra review can take a bit more time.
Unlike exchanges, we keep no customer balances: each buy or merchant payment is settled through its own traceable wallet, then netted and forwarded to the verified wallet.
Affiliate program
Earn a commission on referred activity. The program is in early access — join the waitlist to get in first.
Frequently asked questions
Can someone pay me by card, bank transfer, or crypto?
Yes. A MonaxPay link is designed so the payer can use the available card, bank-transfer, or crypto route. The exact payment methods depend on provider coverage, country, amount, and compliance checks.
Can I receive to my crypto wallet or IBAN?
Yes. Crypto payouts support USDC, USDT, and SOL on Solana. Cash payout to IBAN is available where the sell or offramp route is supported.
What are the fees?
The payer sees the amount requested on the link. Platform fees belong to the link creator or receiver according to account settings. Provider and network costs are shown before confirmation.
Do payers need a MonaxPay account?
No. The person paying from a public payment link does not need a MonaxPay account. The receiver needs an account to create live links, verify payout destinations, and view payment history.
How fast is payout?
Most confirmed payments forward within minutes after the provider and chain confirmations complete. First-time checks, regional payment methods, or manual review can add time.
Is MonaxPay for people or businesses?
Both. A person can request money from someone else; a business can create links for customers, invoices, orders, call centers, or API-driven workflows.
Create a link. Get paid worldwide.
People and businesses can receive payments by card, bank transfer, or crypto — with payouts to a Solana wallet or IBAN where supported.
- No pooled balances — every transfer is payment-specific
- Payments via licensed providers
- Transparent pricing, no hidden costs